1M Finance

Apple Wallet Automation Setup

Automatically create draft transactions from Apple Wallet payments

Last updated: May 19, 2026

When you pay with Apple Pay or a card stored in Apple Wallet, iOS can automatically trigger an action in 1M Finance via the Shortcuts app. This creates a prefilled expense draft with the amount, merchant, and card used — you just review it, pick a category, and confirm.

1M Finance quick add screen showing a prefilled draft transaction with amount, merchant, and card label from an Apple Wallet payment

Good to know: Drafts are not saved as real transactions until you confirm them. You can dismiss any draft you don’t want to keep.

POS only: This automation triggers when you pay at a physical card terminal or POS. Online purchases, in-app payments, and web payments do not trigger it.

Requirements

Setup Guide

1

Open Shortcuts and create a new automation

Open the Shortcuts app on your iPhone. Tap the Automation tab at the bottom, then tap New Automation (or the + button if you already have automations).

Shortcuts app Automation tab with New Automation button
2

Choose the Wallet trigger

In the trigger list, find and select Wallet — it shows “When I tap a Wallet Card or Pass”.

Trigger list with Wallet highlighted, showing When I tap a Wallet Card or Pass
3

Select your cards and set run behavior

Select which cards or passes should trigger the automation. We recommend selecting all of them so every payment is captured.

Scroll down on the same screen. Under the run behavior options, select Run Immediately and optionally disable Notify When Run to suppress the Shortcuts notification. Note that 1M Finance will still open briefly to receive the transaction draft. Tap Next.

Card selection screen with all cards checked Bottom of the card screen showing Run Immediately selected and Notify When Run toggled off
4

Create a new shortcut and add the 1M Finance action

On the next screen, tap Create New Shortcut. Do not tap the 1M Finance app suggestion directly — you need the full action editor.

In the action editor, tap the Search Actions bar at the bottom and search for “1M Finance”. Select 1M Finance, then select the Quick Add Wallet Expense action.

Create New Shortcut button on the action selection screen Action editor with Search Actions showing 1M Finance in results 1M Finance actions list showing Quick Add Wallet Expense
5

Map the payment fields

The action card shows four fields: Amount, Merchant, Name, and Card or Pass. Each one needs to be connected to the corresponding Wallet transaction data. The process is the same for each field:

  1. Tap the field’s gray placeholder text on the right (e.g. “Amount”).
  2. Above the keyboard, tap Select Variable.
  3. A Shortcut Input label appears between the trigger and the action — tap it.
  4. The field now shows “Shortcut Input” in blue — tap it again.
  5. A property picker opens — select the matching property (e.g. Amount for the Amount field).

Repeat for all four fields: Amount, Merchant, Name, and Card or Pass.

Quick Add Wallet Expense action card with all four fields unmapped Keyboard visible with Select Variable button above it
Shortcut Input label appears between the trigger and the action Amount field now showing Shortcut Input in blue
Property picker showing Transaction, Card or Pass, Merchant, Amount, and Name Property picker with Amount checked

When all four fields are mapped, the action card shows each field connected in blue:

Action card with all four fields mapped: Amount, Merchant, Name, and Card or Pass all showing in blue

How matching works: 1M Finance uses the merchant and name to automatically match future transactions to the same category and subcategory. The amount’s currency and card or pass help match the expense to the correct account.

6

Save and test

Tap the checkmark button in the top-right corner to save the automation. It now appears in the Automation tab.

Make a payment at a physical card terminal to test. After the payment, the automation triggers and 1M Finance will have a draft ready for you to review.

Saved automation entry in the Shortcuts Automation tab

Tip: You can edit the automation later by tapping it in the Automation tab. This lets you change the run behavior or review the field mapping.

Automation detail screen showing Run Immediately setting, the Wallet trigger, and the Quick Add Wallet Expense action

Tips & Troubleshooting

The automation does not trigger

I don’t see “Quick Add Wallet Expense” in the action search