Never miss a bill again
A bill reminder app with a built-in bill calendar. See every recurring payment before it is due, and get notified the evening before.
- No bank connections
- Reminders are free
- Your data stays on your device
1M Plus is optional. The bill calendar is part of 1M Plus.
Last updated: October 18, 2026
1M Finance is a manual-entry, privacy-first money tracker. The recurring transactions you set up, like rent, subscriptions, utilities, and salary, power a monthly bill calendar, a 12-month forward view, and free day-before reminders. Nothing connects to your bank, and your bills never leave your device.
Your bills, on a calendar 1M Plus
Open the calendar on the Overview screen and every recurring income and expense appears on its due date. Turn on the daily-spending overlay to shade the days you spent the most, and tap any day to see exactly what is due, with a one-tap jump to those transactions.
The calendar looks ahead up to 12 months, so December's insurance premium is never a surprise in June. Past months show what actually happened.
Free vs Plus: Day-before bill reminders are free for every recurring transaction. The calendar view, including the daily-spending overlay, is part of 1M Plus.
How it works
Add a recurring transaction
Set the schedule (daily, weekly, bi-weekly, monthly, or yearly), choose when it ends, and 1M Finance keeps track of every upcoming due date.
Turn on “Remind me the day before”
Flip the toggle on any recurring transaction and a notification arrives the evening before it is due. Reminders are generated on your device, so no server ever sees your bills.
Watch the month ahead 1M Plus
Open the calendar on the Overview screen to see everything coming due this month, and the next twelve.
Why it's different
- Works without linking a bank account, so you decide what gets tracked.
- Reminders fire on your device; your bills never touch a server.
- Rent, utilities, subscriptions, and salary in one monthly view. 1M Plus
- Sees up to 12 months ahead, not just the current billing cycle. 1M Plus
Frequently asked questions
Are the bill reminders free?
Yes. The day-before reminder toggle is available on every recurring transaction on the free plan. The calendar view is part of 1M Plus.
When does the reminder arrive?
The evening before the due date, so you have time to make sure the money is in the right account.
Does 1M Finance connect to my bank to find my bills?
No. 1M Finance is manual-entry by design: you add recurring transactions yourself, or bring in existing data with the CSV import guide. That is exactly what keeps it private.
Which repeat schedules are supported?
Daily, weekly, bi-weekly, monthly, and yearly, with optional end dates or a fixed number of occurrences.
Can I see bills due in future months?
Yes. The calendar projects recurring transactions up to 12 months ahead, and past months show what actually happened. The calendar is part of 1M Plus.
Stay ahead of every due date
Download 1M Finance, add your recurring bills, and get a reminder the evening before each one.
Free to download on iPhone and Android. 1M Plus is optional.
