Never miss a bill again

A bill reminder app with a built-in bill calendar. See every recurring payment before it is due, and get notified the evening before.

Last updated: June 11, 2026

1M Finance is a manual-entry, privacy-first money tracker. The recurring transactions you set up, like rent, subscriptions, utilities, and salary, power a monthly bill calendar, a 12-month forward view, and free day-before reminders. Nothing connects to your bank, and your bills never leave your device.

Your bills, on a calendar

Open the calendar on the Overview screen and every recurring income and expense appears on its due date. Turn on the daily-spending overlay to shade the days you spent the most, and tap any day to see exactly what is due, with a one-tap jump to those transactions.

1M Finance Overview calendar showing recurring bills on their due dates with a daily-spending heatmap

The calendar looks ahead up to 12 months, so December's insurance premium is never a surprise in June. Past months show what actually happened.

Free vs Plus: Day-before bill reminders are free for every recurring transaction. The calendar view, including the daily-spending overlay, is part of 1M Plus.

How it works

Add a recurring transaction

Set the schedule (daily, weekly, bi-weekly, monthly, or yearly), choose when it ends, and 1M Finance keeps track of every upcoming due date.

Turn on “Remind me the day before”

Flip the toggle on any recurring transaction and a notification arrives the evening before it is due. Reminders are generated on your device, so no server ever sees your bills.

Recurring transaction settings with schedule options and the Remind me the day before toggle

Watch the month ahead

Open the calendar on the Overview screen to see everything coming due this month, and the next twelve.

Why it's different

Works without linking a bank account, so you decide what gets tracked.
Reminders fire on your device; your bills never touch a server.
Rent, utilities, subscriptions, and salary in one monthly view.
Sees up to 12 months ahead, not just the current billing cycle.

Frequently asked questions

Are the bill reminders free?

Yes. The day-before reminder toggle is available on every recurring transaction on the free plan. The calendar view is part of 1M Plus.

When does the reminder arrive?

The evening before the due date, so you have time to make sure the money is in the right account.

Does 1M Finance connect to my bank to find my bills?

No. 1M Finance is manual-entry by design: you add recurring transactions yourself, or bring in existing data with the CSV import guide. That is exactly what keeps it private.

Which repeat schedules are supported?

Daily, weekly, bi-weekly, monthly, and yearly, with optional end dates or a fixed number of occurrences.

Can I see bills due in future months?

Yes. The calendar projects recurring transactions up to 12 months ahead, and past months show what actually happened.

Stay ahead of every due date

Download 1M Finance, add your recurring bills, and let the calendar do the remembering. Questions? Visit Support.