1M Finance
Wallet by BudgetBakers Alternative
A private manual finance tracker for people who want CSV portability, no-bank-sync tracking, budgets, cash flow, and net worth without a bank connection requirement.
1M Finance is not affiliated with Wallet by BudgetBakers or BudgetBakers. This page is a factual comparison for users researching alternatives.
Last updated: May 31, 2026
Prefer manual control over connected accounts?
Wallet by BudgetBakers has broad import/export tools, including documented CSV and spreadsheet workflows. 1M Finance is different: it is built for manual tracking first, with no bank-sync requirement and a simple CSV ownership path.
There is no direct Wallet importer in 1M Finance yet. This page helps you decide whether to start fresh, prepare data in the supported 1M CSV format, or share a sanitized sample for future importer research.
Best fit if you want
- manual tracking without bank sync;
- CSV import and export;
- net worth and cash-flow views;
- category budgets and recurring entries;
- private records kept on your device.
What you can do today
Keep your Wallet export
BudgetBakers documents CSV and spreadsheet export from Wallet. Keep your export before deleting accounts, changing devices, or disconnecting services.
Use 1M's CSV format
1M Finance can import its documented CSV format. If you can prepare data in that structure, start with the CSV format guide.
Request importer research
Email finance.contact@one-m.app. Describe the export steps first; send sanitized samples only if requested.
Start fresh
Many manual-tracker users can recreate accounts and categories quickly, then keep future data portable with 1M Finance CSV export.
How 1M Finance compares
| Need | 1M Finance fit |
|---|---|
| Private manual tracking | No bank connection is required. Records are stored on your device. |
| Data portability | 1M Finance supports documented CSV import and CSV export. |
| Budgets and cash flow | Budgets, Sankey cash flow, net worth, multi-currency views, and recurring entries are built in. |
| Migration from Wallet | No first-class Wallet importer yet. Parser research should wait for sanitized export samples. |
Sources to check before moving
Ready to try 1M Finance?
Install 1M Finance, keep your Wallet export, and choose whether to start fresh or prepare data for the supported CSV format.